Homebuyer Tax Credit Boosts Economy
A new survey reveals that savvy consumers cashing in on the new and improved homebuyer tax credit are helping fuel economic recovery.
The vast majority of current homeowners say they would spend the expanded version of the homebuyer tax credit on repaying existing debts, home improvements, savings and investments and household expenses, according to a National Association of REALTORS® survey of 1,000 homeowners.
Paying off debts affords consumers more spending power, home improvements likewise put more equity money in their pockets and savings and investments...more
Speeding Through Escrow
The year always ends with a mad rush to close home buying deals.
Buyers and sellers want to settle in before it's time to deck the halls and fire up the menorahs and kinaras, so they truly can be home for the holidays.
Buyers also want to close escrow before the year ends so they can cash in on tax benefits that come with buying a home.
"If escrow closes prior to the end of the year, the deduction can...more
Sell Faster When You Understand The Buyers Mindset
When most sellers list their home for sale the first thing they think about is how much will I get and that is usually followed by how soon will I get the money. It's certainly understandable that those two concerns are, most often, top of mind. After all, you're likely selling your home to buy another one or invest the money in something else.
But, if as a seller, you can get into the buyer's mindset, the sale of your home can come faster and for more money.
Understanding the way buyers think involves seeing things not from...more
How to Repair Your Home Without Damaging Your Wallet
Some homeowners have a long laundry list of to-do repairs and, interestingly enough, many of those items don't get addressed until (or if at all) it's time to sell the house. In hot real estate markets, repairs are sometimes not done before the sale. Remember bidding wars over properties that needed work? Well, today sellers are looking for the advantage that makes their home stand out. Even though housing inventory declined toward the end of last year, it's expected to rise as more foreclosures tumble into the marketplace this year.
While fixing up a home to sell can be costly, there are...more
Improved 'Housing Affordability' Only Relative
Forget years of falling prices, recent record low mortgage rates, and tax credits that help offset the cost of buying a home.
What may appear to be favorable market conditions for putting a roof over your head hasn't been enough to offset the high cost of housing for tens of millions of Americans.
From 2005 to 2008, more households have been added to the ranks of those that spend more than 30 percent or more of their income on housing and households that can least afford the extra cost suffer most, according to "Housing Affordability Trends for Working Households" a new...more
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